Privacy & Terms

Privacy Policy

At Kathleen Overman, Local Business Advocate & Creative Engagement Consultant, your privacy is of paramount importance to us. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you visit our website or engage with our services. By using our website or services, you consent to the terms of this Privacy Policy.

Information We Collect

We may collect personal information such as your name, email address, phone number, and any other information you voluntarily provide to us when you contact us or engage with our services. Additionally, we may collect certain non-personal information automatically when you visit our website, such as your IP address, browser type, operating system, and browsing behavior.

How We Use Your Information

We may use the information we collect for various purposes, including:

1. Providing and personalizing our services to meet your needs.

2. Communicating with you about our services, promotions, and updates.

3. Analyzing and improving the quality of our services and website.

4. Protecting our rights and property, as well as complying with legal obligations.

Disclosure of Your Information

We may disclose your personal information to third parties who assist us in operating our website, conducting our business, or servicing you, provided that such parties agree to keep your information confidential. We may also disclose your information when we believe disclosure is appropriate to comply with the law, enforce our site policies, or protect our or others' rights, property, or safety.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, use, alteration, or disclosure. However, please be aware that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Third-Party Links

Our website may contain links to third-party websites, products, or services. These third-party sites have separate and independent privacy policies, and we have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Your Consent

By using our website or services, you consent to the terms of this Privacy Policy.

Changes to This Privacy Policy

We reserve the right to update or change our Privacy Policy at any time. Any changes will be effective immediately upon posting the updated Privacy Policy on this page.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at keoverman@gmail.com.

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Terms and Conditions

Welcome to Kathleen Overman, Local Business Advocate & Creative Engagement Consultant. By accessing this website or engaging with our services, you agree to comply with and be bound by the following terms and conditions of use, which, together with our Privacy Policy, govern our relationship with you.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Kathleen Overman, Local Business Advocate & Creative Engagement Consultant, and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, modify, transmit, or use any content from this website without our prior written consent.

Use of Services

Our services are provided for informational and promotional purposes. You agree not to use our services for any unlawful purpose or in a manner that could damage, disable, overburden, or impair our website or interfere with any other party's use and enjoyment of our services.

Limitation of Liability

To the fullest extent permitted by law, Kathleen Overman, Local Business Advocate & Creative Engagement Consultant, and its affiliates, officers, directors, employees, agents, and representatives shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of our website or services.

Indemnification

You agree to indemnify, defend, and hold harmless Kathleen Overman, Local Business Advocate & Creative Engagement Consultant, and its affiliates, officers, directors, employees, agents, and representatives from any claims, losses, liabilities, damages, costs, and expenses arising out of your use of our website or services or your violation of these terms and conditions.

Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles.

Changes to Terms and Conditions

We reserve the right to update or change these terms and conditions at any time without prior notice. Your continued use of our website or services after any such changes constitutes your acceptance of the new terms and conditions.

Contact Us

If you have any questions or concerns about these terms and conditions, please contact us at keoverman@gmail.com.

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.